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Web what is a gift letter for a morgage? Down payment gift rules ; Your parents, friends, relatives, or colleagues literally anyone can gift money for mortgage payments.
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Web you would need a gift letter for a mortgage if you plan to use gift funds to pay for your down payment or closing costs. Typically, mortgage lenders look at the exact amount of the gift, where it came from, and the relationship between you and whoever gave it to you. If the gift exceeds the irs’s annual gift tax exemption — $17,000 in 2023 — the.
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